It was a cold and blustery here in the OC of SoCal. The rain started about 4:30 am; I know because it woke the cats and they woke me — demanding an early breakfast. So, I fed them and realized that the rain canceled today’s golf game — grumble, grumble, grumble.
Went back to bed for a couple of hours more sleep.
The wife woke about 7:00 am and as we got out of bed I heard a crackling — like very loud static on the TV — and then: BANG!
Looked out the window and saw that the transformer on the power pole across the street had exploded. And, then I realized that our lights had gone out.
The power was out and my desktop Mac, laptop, TV, DVD, iPad & my new surround sound music system were all shut down.
Then I discovered that my mobile phone battery was dead.
I went into the kitchen to make coffee and then I remembered that this also needs power, so I sat and talked with my wife for a couple of hours.
Part and parcel of the rebuilding New Orleans following Hurricane Katrina was the challenging task, for many residents, of tracing home titles back potentially hundreds of years. In a community rich with history stretching back over two centuries, houses have been passed along through generations of family, sometimes making it quite difficult to establish ownership. Here’s a great letter an attorney wrote to the FHA on behalf of a client:
You have to love this lawyer . . .
A New Orleans lawyer sought an FHA loan for a client. She was told the loan would be granted if she could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, she received the following reply.
(Actual reply from FHA): “Upon review of your letter adjoining your client’s loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin.”
Annoyed, the lawyer responded as follows (Actual response):
“Your letter regarding title in Case No.189156 has been received. I note that you wish to have title extended further than the 206 years covered by the present application.
I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the United States from France, in 1803 the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain.
The land came into the possession of Spain by Right of Discovery made in the year 1492 by a Genoese sea captain by the name of Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella.
The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus’s expedition. Now the Pope, as I’m sure you may know, is the emissary of Jesus Christ, the Son of God. And God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God’s original claim to be satisfactory. Now, may we have our loan?”